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Helpful Insurance Resources & Information
Navigating Insurance Needs During the Holiday Season
The holiday season is busy with travel, gatherings, and special purchases. These seasonal changes bring added risks and considerations for auto and...
Life Insurance for Every Milestone: Planning for Life’s Transitions
Life insurance is crucial to financial stability, especially when life changes. From starting a family to entering retirement, life insurance offers...
Insurance in the Metaverse: Coverage Considerations for Virtual Assets and Virtual Spaces
The metaverse, a digital universe where users interact through avatars and own virtual assets, is rapidly growing, transforming how we socialize,...
From House to Home: The Emotional and Financial Aspects of Home Insurance
When you think about your home, it’s more than just a building. It's where you’ve created memories, cherished moments, and collected meaningful...
Auto Insurance Innovations: Trends Shaping the Future of Coverage
The auto insurance industry is transforming, with new technologies and societal shifts significantly altering how coverage is approached. In...
Electric Vehicles and Auto Insurance: Navigating the Future of Sustainable Transportation
The transportation landscape is rapidly evolving, with electric vehicles (EVs) playing a pivotal role in driving sustainability. As the automotive...
Smart Cities, Smart Homes: Insurance for the Connected Living Experience
As technology advances, our cities and homes become increasingly interconnected, creating a seamless, smart living experience. Smart cities aim to...
Life Insurance Beyond the Basics: Exploring Riders and Add-Ons
Life insurance is an essential part of financial planning for Canadians, especially those living in Ontario, where the cost of living and financial...
Specialized Insurance Needs for Entrepreneurs and Small Business Owners
Entrepreneurs and small business owners in Ontario face unique challenges and opportunities. Among the most critical considerations is insurance...
Smart Homes, Smart Coverage: Navigating Home Insurance for Modern Living
In today’s rapidly evolving world, the concept of a home has transformed. No longer just a shelter, homes are becoming intelligent ecosystems,...
Behind the Rates: Understanding the Factors That Influence Auto Insurance Premiums
Auto insurance premiums can feel like a mystery, fluctuating rates without rhyme or reason. However, insurance companies use specific factors to...
Remote Work Revolution: Insurance Implications for a Telecommuting Workforce
Remote work has reshaped the traditional office landscape, offering flexibility and convenience for employees and employers. However, this shift...
Life Insurance Myths vs. Reality: What You Need to Know
Life insurance is a crucial financial tool that provides security and peace of mind for you and your loved ones. However, amidst its importance,...
Insuring the Gig Economy: Coverage Considerations for Freelancers and Independent Contractors
In recent years, the gig economy has revolutionized the traditional workforce structure, offering flexibility and autonomy to millions of...
Navigating the Digital Age of Real Estate: Virtual Home Tours and Home Insurance
In recent years, the real estate industry has witnessed a significant transformation with the rise of virtual home tours. Enabled by technology,...
Home Sweet Policy: Crafting Comprehensive Coverage for Your Unique Home
Owning a home is a significant milestone in life, and ensuring it is adequately protected is paramount. However, not all homes are created equal,...
SUSTAINABILITY IN INSURANCE: ECO-FRIENDLY PRACTICES AND GREEN COVERAGE OPTIONS
In recent years, the insurance industry has increasingly embraced sustainability initiatives to address environmental concerns. From eco-friendly...
DRIVING IN THE DIGITAL AGE: HOW TECHNOLOGY IS IMPACTING AUTO INSURANCE
In today's rapidly evolving digital landscape, technology is revolutionizing every aspect of our lives, and the auto insurance industry is no...
INSURING WHAT MATTERS: A DEEP DIVE INTO PERSONALIZED COVERAGE PLANS
In today's unpredictable world, having the right insurance coverage is essential for protecting what matters most. However, with the myriad of...
CYBER COVERAGE: UNDERSTANDING INSURANCE NEEDS FOR DIGITAL ASSETS
In today's digital age, businesses rely heavily on digital assets to operate efficiently. However, with the increasing frequency of cyber threats...
WINTER WELLNESS: HEALTH INSURANCE TIPS FOR THE COLD SEASON
As winter embraces the world in a blanket of snow and cold, it brings forth a set of unique health considerations. The plummeting temperatures, the...
WINTER SPORTS SAFETY GUIDE: PROTECTING YOUR ADVENTURES WITH ICD INSURANCE
Winter sports enthusiasts, rejoice! As the snowy season rolls around, the allure of the slopes beckons to skiers, snowboarders, and thrill-seekers...
PROTECTING YOUR PROPERTY DURING FESTIVE SEASONS
The holiday season is a time of joy, festivities, and togetherness. However, it's also a time when the security of our homes and properties can be...
PREPARING YOUR HOME FOR WINTER: A COMPREHENSIVE INSURANCE CHECKLIST
Winter brings with it a unique set of challenges for homeowners, making it imperative to prepare your home adequately for the colder months. As a...
TERM VS. PERMANENT LIFE INSURANCE
Life insurance is a fundamental financial tool that provides peace of mind and financial security for you and your loved ones. When considering life...
DRIVING IN AUTUMN: SAFETY TIPS FOR WET AND LEAF-COVERED ROADS
Autumn brings about beautiful changes in the landscape, but it also introduces unique challenges for drivers on the road. The colourful foliage and...
IS DISTRACTED DRIVING THE NEW DUI? ANALYZING 4 REASONS BEHIND THE COMPARISON
In the realm of road safety, the issue of distracted driving has been gaining increasing attention. At ICD Insurance, we understand the significance...
5 EVENTS THAT TRIGGER LIFE INSURANCE CONSIDERATION
Life is filled with significant events that prompt us to reevaluate our priorities and secure our loved one's future. At ICD Insurance, we recognize...
CHECKLIST FOR SECURING THE BEST CAR INSURANCE QUOTE
When it comes to protecting your vehicle and your peace of mind on the road, obtaining the right car insurance is paramount. At ICD Insurance, we...
EXPLORING SECONDARY DRIVER INSURANCE: YOUR TOP 6 QUESTIONS ANSWERED
In the realm of insurance coverage, a thorough understanding of the finer points can be the key to ensuring robust protection. At ICD Insurance, we...
SECURING YOUR SEASONAL PROPERTY: 6 EXPERT TIPS FROM ICD INSURANCE
As a homeowner, having a valid home insurance policy is vital in the event that major damages happen to your home or there’s water damage that...
GRILLING SEASON: A DEEP DIVE INTO FIRE SAFETY AND HOME INSURANCE CONSIDERATIONS
As the last month of grilling season arrives and warmer temperatures prevail, the air becomes infused with the delectable scent of sizzling...
RENTERS ON VACATION: WHAT YOU NEED TO KNOW
You have decided to take a vacation, and you’re going to be away for an extended period. As a renter, you have questions about whether you need to...
UNDERSTANDING SCHEDULED ASSETS ON YOUR HOME INSURANCE POLICY
When it comes to protecting your valuable assets, having the right insurance coverage is essential. Home insurance policies typically provide...
5 ESSENTIAL TIPS FOR CREATING A COMPREHENSIVE HOME INVENTORY
Having a detailed home inventory is a crucial step in protecting your valuable possessions and ensuring a smooth insurance claims process in the...
STORING A BOAT – DO YOU STILL NEED INSURANCE?
Let’s face it: owning a boat can be really fun, but it’s also pretty expensive. So it’s natural that you might be looking into ways you can save...
GET COVERED FOR IDENTITY THEFT
Victims of identity theft typically don’t know that they’ve been victimized until bills start showing up for items they didn’t purchase, or until a...
THE IMPACT OF LEGALIZED MARIJUANA ON AUTO INSURANCE
There is no denying it anymore: the legalization of marijuana has made it so that using marijuana (and marijuana products) is incredibly common....
WHAT IS THE DIFFERENCE BETWEEN HOME WARRANTY AND HOME INSURANCE?
Having a new home built just for you and your family is incredibly exciting: you get to pick out the finishing touches and you know that your family...
TOP 10 TIPS TO DRIVE DOWN YOUR AUTO RATES
You’re pretty sure you’re a good driver and you haven’t had any accidents or tickets, but your car insurance keeps going up and up every year at...
GET COVERED FOR IDENTITY THEFT
In today’s world, everything is online and the internet is full of unscrupulous hackers and cybercriminals. It can be difficult to realize that you...
YOUR FIRST-TIME HOMEBUYER’S GUIDE TO INSURANCE
It is projected that 2023 will see the real estate market cooling down, which means it will be prime time for first-time home buyers and even those...
10 ITEMS THAT SHOULD ALWAYS BE IN YOUR CAR FOR EMERGENCIES
No one wants to think about an emergency happening while they’re on the road, but these things do happen, and drivers should be prepared for that so...
6 WAYS HOME RENOVATION CAN VOID YOUR HOME INSURANCE POLICY
Renovating your home can be an exciting prospect for you and your family as you envision how you will enjoy your new space when all is said and...
WHAT IS MORTGAGE LIFE INSURANCE?
If you are applying for a mortgage, you may be asked the question as to whether or not you would also like to apply for mortgage life insurance, and...
HOW TO DRIVE SAFELY IN THE WINTER
When winter hits in Canada it can pose a challenge for how drivers are going to get from place to place. Snow and ice can make driving more...
HOW WILL SELF-DRIVING VEHICLES CHANGE AUTO INSURANCE?
With developments in technology coming almost every day, it’s no surprise that self-driving vehicles are becoming much more popular for people...
TENANT VS LANDLORD – WHAT IS EXCLUDED FROM TENANT INSURANCE
Having insurance, even when renting, is important. You may be thinking that landlords have insurance on the building so you don’t really need any...
WHAT KIND OF INSURANCE DO YOU NEED IF YOU USE YOUR CAR FOR YOUR BUSINESS?
When you are running your own business, you may occasionally use your own personal vehicle to do some work for the business but should you? If you...
WHAT IS EXTENDED TRAVEL INSURANCE AND WHEN DO YOU NEED IT?
What is extended travel insurance and when do you need it? When you go on a vacation, most people have insurance and benefits that will cover...
HOW TO MAKE A HOME INVENTORY LIST FOR INSURANCE
Home insurance is something that many people have and yet they may not know much about it. Ask your average homeowner what their insurance covers...
WHAT DOES OFF-ROAD VEHICLE INSURANCE COVER?
Having an ATV or snow mobile can be a lot of fun, but accidents do happen, and you want to make sure that you are completely covered for anything...
10 SURPRISING THINGS THAT ARE COVERED BY HOME INSURANCE
You pay every month for your home insurance premiums, but do you really know what you’re covered for? Home insurance covers so much more than just...
WHAT IS CRITICAL LIFE INSURANCE?
Approximately 50% Canadians will experience a heart attack, stroke, or cancer in their lifetime. And while this is an alarming statistic, the good...
MOTORCYCLE VS. AUTO INSURANCE: THE FACTS
With the costs of fuel and vehicles seemingly perpetually on the rise, some Ontarians may be thinking about riding a motorcycle instead – at least...
HOW DOES LEAVING FOR VACATION IMPACT HOME INSURANCE?
Planning a vacation is so exciting! You choose all your excursions and all the places you’re going to see. But how often do you really think...
LIFE INSURANCE PITFALLS TO AVOID
Investing in life insurance is one of the best things that you can do to protect your loved ones in the event of your death. It can provide an...
BUSINESS INSURANCE FOR YOUR EQUIPMENT AND PROPERTY
As a business owner, it is important that you have the right combination of insurance to protect both your equipment and property. This is true...
DOES COTTAGE RENTAL IMPACT MY INSURANCE?
Owning a cottage gives you a wonderful chance to escape the city life and just get some peace and quiet. However, most people cannot be in their...
NEW PARENT’S GUIDE TO LIFE INSURANCE
If you have recently experienced the joy of welcoming a little one into your family, you know how important it is to provide for them and protect...
HOW DOES COMMERCIAL GENERAL LIABILITY INSURANCE WORK?
When it comes to running our businesses, the majority of us try to be careful and make sure everyone involved is doing everything safely and...
PROPERTY PREVENTION – PROTECT YOUR HOME FROM FLOODS
When spring comes in Ontario, it brings the warm weather and the glorious sunshine we’ve all been missing for months. These warm temperatures mean...
TOP COST-SAVING HOME IMPROVEMENTS FOR 2022
As a homeowner, there are so many renovations you may wish to do to make your house the dream home you always wanted. However, some home...
5 QUESTIONS YOU SHOULD ASK ABOUT LIFE INSURANCE
Buying life insurance may feel a bit overwhelming: you may not know exactly what you need or how much coverage is enough for your family....
HOW TO STAY SAFE IF YOUR VEHICLE BREAKS DOWN IN WINTER
Having your car break down at any time is not ideal, however, a breakdown during the Canadian winter can be absolutely brutal because of the cold...
HOW DOES AGE IMPACT AUTO INSURANCE?
Many of us know that younger drivers have to pay higher insurance rates when they first get their license. Most of the cost is attributed to the...
6 CRUCIAL THINGS TO CONSIDER WHEN CHOOSING LIFE INSURANCE
Life insurance may be something you’ve thought about but never really pursued because you weren’t exactly sure if you really needed it or whether it...
WHAT TO DO IF YOU OWN A VACANT HOME
When you're travelling and spending time at your vacation home, waiting for a new tenant for your rental property, or transitioning from one home to...
TIPS FOR DRIVING AT NIGHT
Driving during the day means you can usually see everything clearly, and you are much more confident in the safety of your driving. When it’s...
WHAT TO DO AFTER A CAR ACCIDENT
WHAT TO DO AFTER A CAR ACCIDENT If you have ever been in a car accident, you know what a scary and upsetting experience it can be. Chances are you...