Many CUPE and Unifor members know about the power of collective bargaining, job security, and workplace support. What most members do not realize is that one of the most valuable benefits of union membership is often hiding in plain sight.
Affordable, high quality group insurance.
At ICD Insurance, we are proud to provide exclusive group life and health programs for members of CUPE Local 79, CUPE Local 2, CUPE Local 4900 and Unifor Local 27C. These programs are designed to give members dependable protection at preferred rates that are rarely available through individual insurance plans.
Why Group Insurance Is One of the Smartest Financial Advantages of Being Unionized
Many people assume insurance is expensive, complicated, or difficult to qualify for. Group programs change that. Because thousands of members are eligible for the same plan, insurers are able to offer stronger pricing and simplified enrollment without reducing the quality of coverage.
For most members, this means:
- Lower premiums on life, accidental death and dismemberment, and critical illness insurance
- Streamlined qualification, including simplified or guaranteed acceptance options depending on the program
- The ability to extend affordable protection to spouses and dependents
- Access to coverage designed specifically for the needs of active working union members
These advantages can amount to significant savings over the course of a career, while also creating meaningful financial protection for your family.
What You Gain When You Take Advantage of Your Group Benefits
Group insurance is more than a workplace perk. It is a financial safety net that many Ontarians do not have access to. When illness, injury, or loss occurs, these programs help protect your family from sudden financial strain.
- Life Insurance: Provides financial support for your family by helping cover income replacement, household expenses and final costs.
- Accidental Death and Dismemberment: Adds an extra layer of protection if a serious accidental injury or loss occurs.
- Critical Illness Insurance: Pays a lump sum benefit if you are diagnosed with a covered major illness, giving you flexibility during treatment and recovery.
These plans were created to help real working families stay steady during some of life’s hardest moments.
The ICD Difference: Guidance You Can Trust
One of the reasons members choose ICD Insurance is because we are fully independent. That means we work for you, not for an insurance company. Our brokers offer clear guidance, straightforward explanations, and support that helps you make confident decisions.
When you call us, you reach a real person who knows your union local, understands your work, and can walk you through your options in plain language. We are not a call centre. Our focus is on providing honest advice and long-term value for members and their families.
With offices in Newmarket, Keswick, and Vaughan, our team has been serving Ontario communities for decades. We take pride in making insurance simple, transparent and personal.
How to Access Your Group Benefits
Getting started is easy.
- Contact us at robert@icdinsurance.ca
- Confirm your union local
- Review your available coverage options
- Choose the protection that fits your needs and budget
Most members are surprised by how affordable group coverage can be, especially compared to purchasing individual life or health insurance on their own.
A Benefit Too Valuable to Overlook
Thousands of CUPE and Unifor members rely on ICD Insurance for fair pricing, dependable protection, and trustworthy guidance.
If you are a member of CUPE Local 79, CUPE Local 2, CUPE Local 4900 or Unifor Local 27C, now is an ideal time to review the programs available to you. These benefits were created to support your financial well-being and help protect the people who matter most.
If your union does not currently offer a group insurance discount program, Robert Zolumoff can help your local get one started. Contact him at robert@icdinsurance.ca to learn more about bringing this valuable benefit to your membership.
To explore your options, visit icdinsurance.ca/group or contact ICD Insurance at 905 830 9000. Our team is here to help you secure coverage that fits your life.
Disclaimer: At ICD Insurance, we aim to provide accurate, up-to-date information. However, insurance needs vary, and coverage depends on specific policies, locations, and providers. This content is for general information only and may not fully apply to your situation. Please contact your ICD Insurance broker to discuss your specific needs and coverage.