OUR TEAM

Looking For A Toronto Insurance Broker?

Save on your insurance with Toronto’s leading broker. Toronto is one of the most expensive cities for insurance in the province. It is important to use the resources available to you to find the best coverage at the lowest rate. Our brokers will help you with all your policy needs.

Insurance can be intimidating. It can be difficult to understand the terminology, policies, and coverage. Knowing which insurer to use is a challenge.

When you work with us, you won’t need to shop alone. You’ll have access to expert knowledge and a variety of insurance options. We’ll identify your coverage needs and find the best quote to meet your needs.

At ICD, you have a local licensed broker on your side. We’ll look out for your interests and help you get the insurance you need at a low price.

What Is An Insurance Broker?

A broker is an insurance professional who represents you, the customer. Their primary job is to help you search for insurance that meets your specific needs. Brokers work for you, not insurers. They are your advocates. They use expert knowledge to assess your options. They shop and compare quotes to find you the best rates and value.

Brokers also answer your insurance-related questions. They provide clarification about your policy and help you with claims.

What’s The Difference Between An Insurance Broker And Insurance Agent?

There are a number of key differences between an agent and a broker :

Customer focus: Brokers work for you; agents work for the companies they represent.

Plan options: Brokers offer plans from many different insurers. Agents can only offer you options from the company they represent.

Objectivity: Brokers provide unbiased advice and are objective. Agents have a bias toward the company they represent.

Professionalism: Brokers are RIBO licensed. They must follow high standards for professional competence and ethical conduct.